dh iw.kz tkudkjh

Transkript

1 Name of the Bank: Branch Name: csad dk uke % 'kk[kk dk uke % BIHAR STUDENT CREDIT CARD SCHEME (PLEASE COMPLETE ALL PARTICULARS IN BLOCK LETTERS AND TICK BOXES WHEREEVER APPLICABLE) ¼d`Ik;k cm+s v{kjksa esa iw.kz fooj.kh nsa rfkk ckwdl eas lgh fpug yxk;sa tgk eku; gks½ CIF No. (FOR OFFICE USE) CIF No. ¼dk;kZy; O;ogkj gsrq½ fcgkj LVwMsUV ØsfMV dkmz ;kstuk APPLICATION CUM APPRAISAL FORM FOR EDUCATION LOAN 'ks{kf.kd _.k gsrq vkosnu&lg&ewy;kadu izi= Signed photograph of Student fo kfkhz dk glrk{kfjr QksVks Signed photograph of Co-Applicant lg&vkosnd dk glrk{kfjr QksVks ACCOUNT No. (FOR OFFICE USE) [kkrk la[;k¼dk;kzy; O;ogkj gsrq½ Name in full of the Student fo kfkhz dk iwjk uke (1) PERSONAL INFORMATION OF THE APPLICANTS vkosnd@lg&vkosnd dh iw.kz tkudkjh Name in full-parent/guardian ekrk&firk@vfhkhkkod dk iwjk uke The name in which the correspondence should be addressed (Mention 1st or 2nd applicant) i=kpkj gsrq uke ¼izFke vfkok f}rh; vkosnd dk myys[k djsa½ PARTICULARS fooj.k 1. Name uke 2. Father's Name firk dk uke 3. Mother's Name ekrk dk uke First Name izfke Hkkx 4. Detailed Residential Address (House No. Road Name, Locality, City, Pin, District,State) vkoklh; irk dk iw.kz fooj.k ¼vkokl la-]lm+d la-]eqgyyk]'kgj]fiu]ftyk]jkt; br;kfn½ 5. Office Address (House No. Road Name, Locality, City, Pin, District,State)(if applicable) dk;kzy; irk dk iw.kz fooj.k ¼vkokl la-]lm+d la-]eqgyyk]'kgj]fiu]ftyk]jkt; br;kfn½¼;fn ykxw gks½ 6. Permanent Residential Address (House No. Road Name, Locality, City, Pin, District,State) LFkk;h vkoklh; irk dk iw.kz fooj.k ¼vkokl la-]lm+d la-]eqgyyk]'kgj]fiu]ftyk]jkt; br;kfn½ Middel Name (Father/Husband) e/; Hkkx Applicant vkosnd STUDENT(Applicant) fo kfkhz¼vkosnd½ Surname miuke CO-APPLICANT lg&vkosnd CO-APPLICANT lg&vkosnd 1 OF 8

2 7. Address for correspondence (Tick appropriate box) i=kpkj dk irk¼mi;qdr ckwdl esa lgh fpug yxk;sa½ 8. E mail address ¼bZesy vkbz Mh½ 9. Date of birth (DD/MM/YYYY) ¼tUe frffk (DD/MM/YYYY) QkWesV esa½ 14. Sex ¼fyax½ PARTICULARS STUDENT(Applicant) CO-APPLICANT fooj.k 15. Marital Status (Please also tick Single if no living spouse) osokfgd flfkfr¼d`ik;k,dy ij lgh fpug yxk;s vxj thoulkfkh thfor u gks½ 16. Residential Status (indicate date of permanent return, if any) vkoklh; flfkfr¼d`ik;k LFkk;h fuoklh gksus dh frffk n'kkz;sa½ 17. Type of identification Proof (Please indicate name of the document at (f), if any other igpku izek.ki= ¼d`Ik;k dkxtkr dk uke n'kkz;sas½ Residential Address Office Address Permanent Address ¼vkoklh; irk½ ¼dk;kZy; irk½ ¼LFkk;h irk½ 10. Age (On Date of Application) ¼mez½ ¼vkosnu dh frffk dks½ Years Months Years Months 11. Telephone Number (Personal & Residence) nwjhkk"k la[;k ¼O;fäxr,oa vkokl½ Mobile ¼eks-½ Residence ¼vkokl½ Mobile ¼eks-½ Residence ¼vkokl½ 12. Telephone Number & Fax (Office) office ¼dk;kZy;½ office¼dk;kzy;½ nwjhkk"k la[;k,oa QSDl ¼dk;kZy;½ Fax ¼QSDl½ Fax ¼QSDl½ 13. Whether personal telephone is owned, if not the type of relationship with the owner : D;k O;fDrxr nwjhkk"k miyc/k gs] vxj ugha rks nwjhkk"k ekfyd ds lkfk laca/k½ one document is required for identity and one document is required for address proof. igpku gsrq 1 vfhkys[k,oa irk ds igpku gsrq 1 vfhkys[k vko';d gksxka (a) (b) (c) M F T M F Single Married Single Married P Resident NRI/PIO Resident NRI/PIO Aadhar Card (Mandatory) ¼vk/kkj dkmz½ ¼vko';d½ Passport No. ikliksvz la[;k PAN Card No. (mandatory) isu dkmz la- ¼vko';d½ (a) (b) (c) Aadhar Card ¼vk/kkj dkmz½ Passport No. ikliksvz la[;k PAN Card No. isu dkmz la- T (d) Voter ID oksvj vkbz-mh (d) Voter ID oksvj vkbz-mh (e) (f) Residence Certificate vkokl izek.ki=¼vxj miyc/k gks½ Others ¼ vu;½ (e) (f) Residence Certificate vkokl izek.ki= Others ¼ vu;½ vkosnd,oa lg&vkosnd nksuksa dk id okanuh; gsa lg&vkosnd dk idmiyc/k ugha gksus dh flfkfr esa vkosnd dk id Hkh lg&vkosnd ds id es avafdr fd;k tk ldrk gsa 2 OF 8

3 18. Do You belong to lacaf/kr oxz SC vuq-tkfr BC-II finm+h tkfr SC vuq-tkfr BC.. finm+h tkfr 19. Number of dependents vkfjrksa dh la[;k ST vuq-tutkfr Unreserved.. vukjf{kr Children larku BC-I vr;ar finm+h tkfr Others vu; ST vuq-tutkfr Unreserved vukjf{kr Children larku BC-I vr;ar finm+h tkfr Others vu; 20. Educational/Professional qualification (Highest to be given) ;ksx;rk ¼mPpre ;ksx;rk vafdr fd;k tk;s ½ If Yes, Please enclose Proof thereof. vxj gk rks izek.ki= layxu djsa A (2) FINANCIAL /INCOME INFORMATION OF THE CO-APPLICANT lg&vkosnd dh vkffkzd flfkfr ds laca/k esa tkudkjh 1. Monthly Gross Salary / Income ekfld ldy vk; 2. Monthly Net Salary / Income 'kq) ekfld vk; 3. Particulars of deductions from gross salary / Income ldy vk; ls dvksrh fooj.kh 4. Other Income as per. I.T. return vk;dj fjvuz ds vk/kkj ij vu; vk; lzksr 5. Annual Income as per I.T. return vk;dj fjvuz ds vk/kkj ij okf"kzd vk; (3) EMPLOYMENT DETAILS OF THE CO-APPLICANT 1. Name of the employer fu;kstudùkkz dk uke 2. Name of the department fohkkx dk uke 3. Designation & Employee No. inuke,oa dezpkjh la[;k 4. No of years of present employment. oùkzeku fu;kstu dh vof/k 5. Date of retirement lsokfuo`fùk frffk (A) IMMOVABLE PROPERTY vpy leifùk lg&vkosnd ds fu;kstu ls lacaf/kr tkudkjh (4) DETAILS OF SECURITY OFFERED (Security not necessary for loan upto Rs. 4 lakhs) izlrqr izfrhkwfr dh fooj.kh¼4 yk[k rd ds _.k gsrq izfrhkwfr vko';d ugha½ Title deed In the name of Address Plot/Flat/House No. Estimated Market Value IykWV@ ysv@vkokl la[;k LokfeRo foys[k LoRokf/kdkjh dk uke irk vuqekfur cktkj ewy; Lease/Freehold yht@iw.kz LokfeRo Date frffk 3 OF 8

4 (B) VEHICLE/Car-Please give details including registration number, etc fuca/ku la[;k dk myys[k djsa½ (C) Others securities vu; izfrhkwfr Name of the Security izfrhkwfr dk uke Serial No. Øe la[;k Name of the holder /kkjd dk uke Maturity value ifjidork jkf'k Estimated Market Value vuqekfur cktkj ewy; 1. Name of the Proposed Course of Study izlrkfor ikb~;øe dk uke 2. Name of the College/ Institution egkfo dk uke (5) DETAILS OF THE COURSE/STUDY dh tkudkjh 3. Name of University/Autonomous Institute to which affiliated fo'ofo ky; dk uke ftlls lac) gs 4. Duration of course ikb~;øe vof/k 5. Date of Commencement of course ikb~;øe izkjehk gksus dh frffk 6. Expected monthly income of student after completion of the course ikb~;øe lekfir gksus ds mijkar vuqekfur ekfld vk; 7. Employment potential after completion of course ikb~;øe lekfir ds mijkar fu;kstu {kerk 1. Tuition fees f'k{kk 'kqyd COST OF THE COURSE ikb~;øe 'kqyd 2. Essential Books, Stationery, equipments, if any vko';d ikb~;iqlrd]ys[ku lkexzh midj.k br;kfn 3. Examination fees ijh{kk 'kqyd 4. Maintenance expenditure vuqj{k.k O;; 5. Insurance premium for the duration of loan and start up period ikb~;øe vof/k rfkk LVkVZ vi vof/k dk chek izhfe;e (6) LOAN REQUEST SECTION _.k vkxzg izhkkx 1. SOURCES lalk/ku Details of non repayable studentship fellowship, etc, available to the Student Nk= dks miyc/k vhkqxrs; Nk=o`fÙk br;kfn dh fooj.kh 2. Details of repayable studentship fellowship, etc, available to the Student Nk= dks miyc/k Hkqxrs; Nk=o`fÙk br;kfn dh fooj.kh 3. Details of funds available from family sources for the course ikb~;øe gsrq ikfjokfjd lzksrksa ls miyc/k fuf/k dh fooj.kh 4. Amount of loan applied for _.k dh vkosfnr jkf'k 4 OF 8

5 6. TOTAL (Should tally with the Sources) dqy 'kqyd¼lalk/ku ls jkf'k dk feyku vko';d½ PARTICULARS iw.kz C;kSjk 1. Savings in Bank (Savings Bank + Fixed Deposits) csad cpr [kkrk¼cpr [kkrk$fu;r tek½ 1.a. How long the Account has been maintained? [kkrk fdrus o"kksza ls lapkfyr gs \ TOTAL (Should tally with the cost) dqy lalk/ku ¼dqy 'kqyd ls jkf'k dk feyku vko';d½ (7) DETAILS OF FINANCIAL WORTH OF THE CO-APPLICANT lg&vkosnd ds vkffkzd flfkfr dh fooj.kh Details (Bank, Branch etc) Amount (Rupees) Bank's assessment csad] 'kk[kk dh fooj.kh jkf'k¼:ik;s esa½ ¼cSad dk ewy;kadu½ 2. Immovable property vpy laifùk dh fooj.kh 3. Current PF balance (Your share) oùkzeku Hkfo"; fuf/k fooj.kh¼vkosnd dk va'k½ 4. Investment in NSCs/Share/ Debentures/bonds, etc. jk"vªh; cpr izek.ki=@ 'ks;j@_.ki=@ckw.m~l esa fuos'k 5. Jewellery/Gold Ornaments vkhkw"k.k 6. LIC/Postal life, etc. thou chek@mkd thou chek br;kfn 7. Capital in various firms (Your share), HUF share and Share in Associate Concern fofhkuu O;kikfjd QeZ esa iw th ¼vkosnd dk va'k½] fgunw vfohkkftr ifjokj,oa lac) lalfkkuksa esa va'k (8) ADDITIONAL DETAILS OF BANK ACCOUNT OF THE CO-APPLICANT lg&vkosnd ds csad [kkrksa ls lacaf/kr vfrfjdr tkudkjh Name of the a/c holder Type a/c Name of Bank and branch A/C Number [kkrk/kkjd dk uke [kkrk dk izdkj csad,oa csad 'kk[kk dk uke [kkrk la[;k Purpose mís'; Housing Loan x`g _.k Car loan dkj _.k (9) DETAILS OF EXISTING LOANS (FROM ANY BANKS) oùkzeku _.k fooj.kh ¼fdlh Hkh csad ls½ Bank Name/other details and a/c No. csad dk uke@vu; fooj.kh,oa [kkrk la[;k Date of loan Loan Amt. Present _.k dh _.k jkf'k outstanding oùkzeku cdk;k frffk jkf'k Mode of payment Hkqxrku dh rjhdk 5 OF 8

6 PF Loan Hkfo"; fuf/k _.k Borrowings from friends and relatives fe=ksa,oa lacaf/k;ksa ls m/kkj Credit Society ØsfMV lkslkbzvh Others (Please specify) vu;¼d`ik;k myys[k djas½ Other details vu; fooj.kh Housing Loan x`g _.k Car loan dkj _.k PF Loan Hkfo"; fuf/k _.k Borrowings from friends and relatives fe=ksa,oa lacaf/k;ksa ls m/kkj Credit Society ØsfMV lkslkbzvh Others (Please specify) vu;¼d`ik;k myys[k djsa½ EMI ¼ekfld fdlr½ (10) PROPOSED/PREFERRED REPAYMENT AND PAYMENT OF INTEREST _.k vnk;xh,oa C;kt dk Hkqxrku Mode of Repayment (How Many Months or how many EMIs?) _.k vnk;xh dk dh la[;k½ Details of security charged ¼izLrqr izfrhkwfr dh fooj.kh½ By Student Nk= ds }kjk By Guardian vfhkhkkod ds }kjk Payment of full interest as and when applied during the moratorium _.k LFkxu dky esa C;kt Hkqxrku No Interest will be paid during moratorium _.k LFkxu dky esa C;kt Hkqxrku ugh (11) GENERAL lkeku; tkudkjh 3. Do you have an existing relationship with the Bank,If so, details thereof D;k csad ls iwoz laca/k gs] vxj gk rks fooj.k nsa 4. Do you wish to open a Savings Bank with the Bank? D;k vki csad esa u;k cpr [kkrk [kksyus ds bpnqd gsa \ 5. Is any guarantee given to the Bank/other Bank Yes No If yes, details thereof D;k csad@vu; csad dks xkjavh nh xbz gs \ ¼gk ½ ¼ugha½ ¼vxj gk rks fooj.k nsa½ (12) DOCUMENTS REQUIRED Mark sheet & Certificate of Class X, XII & last qualifying examination of the student ¼eSfVªd]$2,oa vafre lqy ijh{kk dk vadi=,oa izek.ki=½ Copies of letter conferring scholarship, free ship, etc.(if applicable) ¼izkIr Nk=o`fÙk] fu%'kqyd f'k{kk dk i= br;kfn½¼vxj ykxw gks½ Documents evidencing duration of course of commencement thereof, viz Prospectus or Certificate from the competent authority of the Institution(if the University is from Bihar, then its not needed) ikb~;øe vof/k ds lr;kiu gsrq lalfkku ds l{ke izkf/kdkj ls izkir ikb~;øe foojf.kdk vfkok izek.ki=a ¼;fn fcgkj ds vanj voflfkr egkfo ky; gks] rks bldh vko';drk ugha gsaa½ 6 OF 8

7 Proof of a admission to the course ikb~;øe esa izos'k dk izek.ki= Schedule of expenses for the course ikb~;øe 'kqyd dh fooj.kh vuqlwph Copy of the PAN Card of Student & Guardian (both) before disbursement of Education Loan. f'k{kk _.k foeqfdr ds iwoz vfhkhkkod,oa Nk= ds isu dkmz dh izfrfyfi Two copies of Passport size photograph of the student/ parent /guardian/guarantor Nk=@ekrk&firk@vfHkHkkod@xkjaVj dk ikliksvz lkbzt QksVksxzkQ ¼nks dkwih esa½ Salary certificate & form 16 of previous year (In case of employed) finys o"kz dk osru izek.ki=,oa QkWeZ 16 ¼fu;ksftr gksus dh flfkfr esa½ I.T. Returns for the last 2 years (if I.T. Assessed) duly accepted by the ITO finys nks o"kksz dk vk;dj fjvuz ¼vk;dj nsus dh flfkfr esa½ Statement of bank account for the last six months of the guardian/parent. ekrk&firk@vfhkhkkod ds finys N% ekg ds csad [kkrksa dh fooj.kh Proof of residence (Identity card/passport/voter Identification card/driving license) fuokl izek.ki=¼igpku i=@ikliksvz@oksvj igpku i=@mªkbzfoax ykbzlsul½ Tax paid receipts etc. (Advance IT/Property Tax/Municipal Tax. etc.) dj Hkqxrku jlhn br;kfn¼vfxze dj@laifùk dj@uxj fuxe dj br;kfn DECLARATION?kks"k.kk I/We hereby apply for a loan from (name of the Bank) to the extent indicated in the Loan Request Section of this application form. I/We declare that the foregoing particulars and information furnished in this application form are true, accurate and complete and that they shall form the basis of any loan (name of Bank) may decide to sanction to me/us. I/We confirm that I/We/Have/had no insolvency proceeding against me/us. Nor have, I/We been adjudicated insolvent. I/We further confirm that I/We have read the terms and conditions and understood the contents therein. I/We am/are/aware that if I/We opt for loan at floating rate of interest,the equated Monthly installment will comprise Principal and interest based on (name of Bank) Advance Rate which is subject to change from time to time. esa@ge _.k gsrq _.k vkxzg izhkkx esa mfyyf[kr jkf'k dh vf/klhek rd ¼cSad dk uke½ esa viuk vkosnu lefizr djrk gsa A esa@ge?kks"k.kk djrs gsa fd vkosnu i= es mfyyf[kr fooj.kh esjh@gekjh tkudkjh ds vuqlkj lgh] lvhd,oa iw.kz gs,oa ¼cSad dk uke½ }kjk esjs@gekjs izek.k i= esa dksbz _.k Lohd`r fd;s tkus dk fu.kz; dk vk/kkj xfbr djsaxs A esa@ge laiq"b djrk@djrs fd esjs@gekjs fo:) fnokfy;kiu dk ekeyk yafcr ugha gs,oa u gh eq>s@ges l{ke izkf/kdkj }kjk fnokfy;k?kksf"kr fd;k x;k gs A esa@ge?kks"k.kk djrs gsa fd esaus@geus blesa Hkfjr rf;ksa,oa 'kùkksz dk iw.kz v/;;u fd;k gs rfkk mugsa lgh rjhds ls le>k gs A esa@ge bl ckr ls voxr fd ;fn esa@ge ifjorzu'khy C;kt nj ij _.k dk fodyi pqurs gsa] rks ekfld fdlr ds nks?kvd ewy/ku,oa C;kt gksaxs] tks ¼csad dk uke½ dk vfxze nj esa ifjorzu ds vuqlkj ifjorzu'khy gksaxs A I/We agree that (name of Bank) may at its discretion conduct discreet inquires in respect of this application. I/We undertake to inform as to any change in my/our occupation/employment, residential address and to provide any further information that the Bank may require (name of Bank) will be a liberty to take such action as it may deem necessary if my/our above statements are found to be untrue. I/We agree that (name of Bank) shall have the sole discretion to reject/reduce loan amount/our loan application without assigning any reason thereof. I/We further agree that my/our loan transactions shall be governed by the rules of (name of Bank) which may be in force time to time. I also hereby give my consent to send the application to loan processing cell for sanction if in order and disbursement on sanction for processing Cell or any Branch as per process prescribed by (name of Bank). I may carry out future transactions at the, above mentioned Branch as Home Branch. esa@ge lger fd ¼csad dk uke½ vius foosdkf/kdkj ds vk/kkj ij vkosnu esa of.kzr rf;ksa dh foosdiw.kz tk p djkus esa l{ke gs A esa@ge opu nsrs gsa fd esjs@gekjs jkstxkj@fu;kstu] vkoklh; irk esa ifjorzu dh flfkfr esa esa@ge csad dks lwfpr djsaxs rfkk csad }kjk ;kfpr dksbz vu; lwpuk Hkh miyc/k djk;saxs A csad izlrqr dfkuksa dh vlr;rk dh flfkfr esa fcuk dkj.k crk;s _.k jkf'k dks jí vfkok de djus gsrq Lora= gksxk A esa@ge bl ckr ls lger gsa fd _.k jkf'k dk ysu&nsu ¼cSad dk uke½ ds le; ij ykxw fu;eksa ds vk/kkj ij gksxk A esa@ge bl ckr dh lgefr nsrk gw fd esjk vkosnu i= _.k Lohd`fr gsrq csad ds +++_.k izøe.k iz'kk[kk esa Hkstk tk, rfkk _.k dk Hkqxrku csad }kjk fpfug~r csad 'kk[kk ¼cSad dk uke½ ls fd;k tk, A esa Hkfo"; eas mi;qdr _.k laca/kh ysu&nsu fufnz"v csad 'kk[kk ls gh d: xk A Signature of the student Place.. Date.. fo kfkhz dk glrk{kj LFkku% frffk% Signature of the CO-Applicant Place.... Date... lg&vkosnd dk glrk{kj LFkku% frffk% 7 OF 8

8 1½ esa viuk vk/kkj la[;k lefizr gw,oa LosPNkiwoZd lgefr gw fd ;w0vkbz0mh0,0vkbz0 Hkkjr ljdkj }kjk fuxzr la[;k dks esjs uke ls la/kkfjr vkosnu esa of.kzr csad [kkrk la[;k ds lkfk tksm+k tk;a 2½ bls,u0ih0lh0vkbz0 (National Payment Corporation of India) esa ntz fd;k tk;] rkfd ljdkj }kjk izr;{k ykhk varj.k ¼Mh0ch0Vh0½ ;kstuk ds rgr ykhk esjs mdr csad [kkrk esa izkirk gks ldsa esa gw fd ;fn,d ls vf/kd izdkj ds ykhk cdk;k gks rks esaa ml ykhk dks blh csad [kkrs esa izkirk djuk pkgw xha 3 ;w0vkbz0mh0,0vkbz0 }kjk iznÿk vk/kkj la[;k dks esjh igpku dks izekf.kr,oa LFkkfir djus es mi;ksx fd;k tk;a 4½ fcgkj LVwMsaV dzsfmv dkmz ;kstuk gsrq vkosnu lefizr djus ds fnu esjh vk;q 25 o kz ls vf/kd ugha gsa 5½ esjs }kjk miyc/k djkbz xbz lwpuk dk mi;ksx ukfer ckg~;,tsalh }kjk lr;kiu gsrq fd;k tk ldsxka 6 esjs }kjk vkosnu esa vafdr eksckbzy la[;k dks,l0,e0,l0 vykvz gsrq mi;ksx es yk;k tk ldsxka 7½ esa le>rk@le>rh gw fd vk/kkj la[;k ds ckjs es esjs }kjk tks mi;qzdrk lwpuk miyc/k djk;h x;h gs] mls mi;qzdrk dk;z ;k dkuwuh t:jrksa ds vu;fkk mi;ksx esa ugha yk;k tk;xka LFkku%& frffk%& At Branch/OSF- AT Branch (Date related to CIF Creation) Greetings required CIS Organization code Date Signature/s of the applicant obtained in our presence and verified and sent to Branch on VIP Code (0 for Customer Type No, 1 for Yes) Personal Occupancy (Home owner, tenant etc.) Segment Code vkosnd dh?kks"k.kk egroiw.kz vuqns'k %& Name &Signature (Branch/OSF) Relative Code (father/spouse) Customer evaluation required CIBIL Reference Mode SIGNATURE OF THE APPRAISING OFFICER vkosnd@vkosfndk dk glrk{kj ~ 1-vkWuykbu vkosnu tek djus ds i'pkr~ vkosnu esas nh xbz lwpuk ds lr;ki.kksijkar ftyk fuca/ku,oa ijke'kz dsunz (DRCC) }kjk vkidks fuca/ku dsunz ij vkus dh frffk,oa le; rFkk SMS }kjk lwfpr dh tk,xha fcgkj LVwMsUV ØsfMV dkmz ;kstuk gsrq bpnqd ;qokvksa dks ftyk fuca/ku,oa ijke'kz dsunz ij vkosnu tek djrs le; vius LogLrk{kfjr vkosnu i= ds lkfk fueufyf[kr dkxtkrksa dhs ewy&izfr ¼ewy&izfr Scan djus ds mijkar rrdky okil dj fn;k tk;sxk½,oa Lo&vfHkizekf.kr Nk;kizfr layxu djuh gksxh A ¼d½ vk/kkj dkmz ¼vkosnd,oa lg&vkosnd nksuksa dk½a ¼[k½ isu dkmz ¼vkosnd,oa lg&vkosnd nksuksa dk½a ¼x½ esfvªd $2,oa vafre lqy ijh{kk dk vadi=,oa izek.ki=a ¼?k½ izkir Nk=o`fÙk] fu%'kqyd f'k{kk laca/kh izek.k&i= br;kfn ¼;fn ykxw gks½a ¼M+½ ikb~;dze vof/k ds lr;kiu gsrq lalfkku ds l{ke izkf/kdkj ls izkir ikb~;dze foojf.kdk vfkok izek.ki= ¼;fn fcgkj ds vanj voflfkr egkfo ky; gks] rks bldh vko';drk ugha gs½a ¼p½ ikb~;dze esa izos'k dk izek.ki= A ¼N½ ikb~;dze 'kqyd dh fooj.kh vuqlwpha ¼t½ Nk=@ekrk&firk@vfHkHkkod@xkjaVj dk nks ikliksvz lkbzt QksVksxzkQA ¼>½ finys o"kz dk osru izek.ki=,oa QkWeZ&16 ¼fu;ksftr gksus dh flfkfr esaaa½a ¼V½ finys o"kksza dk vk;dj fjvuz ¼vk;dj nsus dh flfkfr esa½a ¼B½ ekrk&firk@vfhkhkkod ds finys N% ekg ds csad [kkrksa dh fooj.kh,oa vk/kkj dkmza ¼M½ fuokl izek.ki= ¼igpku i=@ikliksvz@oksvj igpku i=@mªkbzfoax ykbzlsul½a ¼<+½ dj Hkqxrku jlhn br;kfn ¼vfxze dj@laifùk dj@uxj fuxe dj br;kfn½a ¼.k½ fdlh vuqlwfpr csad esa vkosnd ds uke ls la/kkfjr csad iklcqd dh izfke i`"b dh Nk;kizfr ftlesa vkosnd dk uke] irk] csad [kkrk la[;k rfkk lacaf/kr csad 'kk[kk dk IFSC dksm Li"Vr% vafdr gksa 2-fdlh Hkh izdkj dh tkudkjh@lgk;rk gsyiykbzu ucaj ls izkir fd;k tk ldrk gsa Jh@Jherh@lqJh ls fcgkj LVqMsUV ØsfMV dkmz ;kstuk gsrq fnukad dks lhkh okafnr vuqyxudksa lfgr vkosnu i= izkir fd;k A ftldk fuca/ku la[;k -gsa izkirdùkkz dk iw.kz glrk{kj & uke& inuke & fnukad %& 8 OF 8