Stop trying to time the market! Invest in a P/E based strategy

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2 Pramerica Power Goals : Details as on 1 st September 2014 This information/disclosure is made at the discretion of Pramerica Asset Managers Private Limited ( the AMC ) and is for information purpose only. This information/disclosure does disclosure is solely to enhance the transparency of the product/facility offered by the AMC and should not be treated as an endorsement in any manner whatsoever. This disclosure is not Stop trying to time the market! Invest in a P/E based strategy Variation* from long-term Average PE Enter % Equity Allocation 40% 60% 80% 100% 100% 100% Variation* from long-term Average PE Exit + Re-Enter Asset Allocation - Move from Equity to Debt Asset Allocation - Move from Debt to Equity Above 40% 100% Between 31% to 40% 50% Between 21% to 30% Between 11% to 20% Between 1% to 10% Between -10% to 0% 10% Between -20% to -11% 50% Less than -20% 100% Historic P/E Strategy for Variation Band 11% to 20% SIP 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Lumpsum 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Data Source: sustained in the future. The information contained herein is provided by Pramerica Asset Managers Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not There can be no assurance that any forecast made herein will be actually realized. be contrary to local law or regulation. 2

3 Market Round-Up : Equity B P Singh, Executive Director & CIO - Equity ahead. B P Singh Executive Director & CIO - Equity going ahead on revival of monsoon. 1Q Results for FY15 be cautious. activity during elections. businesses continue to be muted. Outlook performances in these sectors will be clearly demarcated with those companies that deliver performance outperforming the rest substantially.

4 Market Round Up: Fixed Income Ritesh Jain, Executive Director & Head - Fixed Income Key Economic Data Ritesh Jain Executive Director & Head - Fixed Income 28-Aug Jul Mar-14 Monthly Change since Change March

5 Pramerica Liquid Fund (An open-ended liquid scheme) through a portfolio of debt and money market instruments. (BLUE) 31 st August 2014 instruments. However, there is no assurance guarantee any returns Ritesh Jain monthly) NAV as on 30th August 2014 `` Minimum Purchase Amount ` ` CRISIL Rating ** ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT 4.05 Cash & Cash Equivalents Net Current Assets RATED CRISIL AAAmfs ** DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark ` ^ Past performance may or may not be sustained in the future

6 Pramerica Ultra Short Term Bond Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a low assure or guarantee any returns Ritesh Jain monthly) Benchmark Index ` ` Minimum Amount ` ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT 8.28 RATED CRISIL AAAmfs ** Fixed Deposit 0.79 Cash & Cash Equivalents Net Current Assets DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark CRISIL Rating ** ` ` ^ Past performance may or may not be sustained in the future.

7 Pramerica Short Term Income Fund (An open-ended income scheme) portfolio of Debt Securities and Money Market Instruments of short term maturity. (BLUE) However, there is no assurance that the investment scheme does not assure or guarantee any returns Ritesh Jain Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT Cash & Cash Equivalents RATED CRISIL AAAmfs ** Net Current Assets 1.54 ` ` Minimum Purchase Amount ` ` Exit Load: CRISIL Rating ** DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Quarterly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark ` ^ Past performance may or may not be sustained in the future. `

8 Pramerica Short Term Floating Rate Fund (An Open Ended Income Scheme) (BLUE) To generate regular income through investment in a portfolio comprising primarily in short maturity However, there is no assurance that the investment Ritesh Jain Monthly) Benchmark Index ` ` Minimum Amount ` ` ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT 4.37 Cash & Cash Equivalents Net Current Assets 0.67 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) ^ Past performance may or may not be sustained in the future. manager.

9 Pramerica Treasury Advantage Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a and debt instruments. However, there is no assure or guarantee any returns. Ritesh Jain monthly) Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT Cash & Cash Equivalents 5.51 Net Current Assets 2.59 ` ` Minimum Purchase Amount ` ` Exit Load: April` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark ` ^ Past performance may or may not be sustained in the future.

10 Pramerica Credit Opportunities Fund (An Open-ended debt scheme) credit spectrum (BLUE) across the credit spectrum. The scheme would the fund. However, there is no assurance that the and the scheme does not assure or guarantee any returns. : : Ritesh Jain Facilities (under Dividend Option) ` ` Minimum Purchase Amount ` ` Exit Load: April` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 2.84 CORPORATE DEBT Peninsula Land Ltd Cash & Cash Equivalents 5.92 Net Current Assets 2.52 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) ^ Past performance may or may not be sustained in the future. manager.

11 Pramerica Dynamic Liquid Bond Fund (An Open open-ended Ended Income liquid scheme) Scheme) money market instruments. (BLUE) returns through active management of a portfolio does not assure or guarantee any returns. Ritesh Jain Portfolio Ratings % of Net Assets CORPORATE DEBT GILTS Cash & Cash Equivalents Net Current Assets 8.18 ` ` Minimum Amount ` ` Exit Load: April` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Quarterly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on June 30th Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Benchmark*(%) ^ Past performance may or may not be sustained in the future. manager.

12 Pramerica Dynamic Monthly Income Fund (An open-ended income scheme) to generate regular returns through investment primarily in Debt and Money Market Instruments and to generate capital appreciation by investing in equity and equity related instruments. Monthly Income is not assured & is subject to availability of distributable surplus. (YELLOW) However, there is no assurance that the investment B P Singh investment management & Ritesh Jain Portfolio Ratings/Sector % of Net Assets DEBT MONEY MARKET INSTRUMENTS Fixed Deposit 6.01 Cash & Cash Equivalents Net Current Assets 7.14 EQUITY Cement Cipla Ltd. Pharmaceuticals Wipro Ltd. Pharmaceuticals Tech Mahindra Ltd. HCL Technologies Ltd. ` ` Minimum Purchase Amount ` ` Exit Load: April` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on June 30th Growth Option Scheme Benchmark Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark (%)^ #(%) mark*(%) ` the fund manager.

13 Pramerica Income Fund (An Open Ended Debt Scheme) This product is suitable for investors who are seeking*: To generate returns in medium to long term through investments in debt and money market instruments. (BLUE) The scheme will endeavor to generate returns in medium to long term through investments in debt Ritesh Jain Portfolio Ratings % of Net Assets CORPORATE DEBT GILTS Cash & Cash Equivalents 2.90 Net Current Assets 0.92 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Quarterly Dividend Payout Option Past performance may or may not be sustained in future. ` ` Minimum Purchase Amount ` ` Exit Load: April`

14 Pramerica Large Cap Equity Fund (An open-ended equity scheme) (earlier known as Pramerica Equity Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) long term capital appreciation by predominantly including derivatives of large cap companies. The securities of other than large cap companies However, there is no assurance that the investment B P Singh investment management & Ritesh Jain Portfolio Turnover Ratio# ` ` Minimum Purchase Amount ` ` Exit Load: April` Portfolio Ratings/Sector % of Net Assets EQUITY Petroleum Products Lupin Ltd. Pharmaceuticals Pharmaceuticals Hero MotoCorp Ltd. Auto HCL Technologies Ltd. Tech Mahindra Ltd. Auto Transportation Tata Motors Ltd. Auto Cipla Ltd. Pharmaceuticals Pharmaceuticals Cement Auto Wipro Ltd. Auto Petroleum Products ACC Ltd. Cement Hindustan Petroleum Corporation Ltd. Petroleum Products Minerals/Mining Auto Minerals/Mining DEBT 6.36 Fixed Deposit 5.00 Cash & Cash Equivalents 0.40 Net Current Assets 0.96 Performance as on June 30th Growth Option Scheme Benchmark Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark (%)^ #(%) mark*(%) ` the fund manager.

15 Pramerica Dynamic Asset Allocation Fund (An open-ended dynamic asset scheme) (earlier known as Pramerica Dynamic Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) term capital appreciation by investing in an However, there is no assurance that the investment scheme does not assure or guarantee any returns B P Singh investment management & Ritesh Jain ` ` Minimum Purchase Amount ` ` Exit Load: be copied, transmitted or redistributed in any manner the data obtained from sources, which it considers and is not responsible for any errors or for the results April` Portfolio Ratings/Sector % of Net Assets EQUITY Petroleum Products Lupin Ltd. Pharmaceuticals Pharmaceuticals Hero MotoCorp Ltd. Auto HCL Technologies Ltd. Auto Transportation Tech Mahindra Ltd. Cipla Ltd. Pharmaceuticals Auto Cement Wipro Ltd. Tata Motors Ltd. Auto ACC Ltd. Cement Hindustan Petroleum Corporation Ltd. Petroleum Products Petroleum Products Auto Minerals/Mining DEBT MONEY MARKET INSTRUMENTS CORPORATE DEBT 4.38 Fixed Deposit 4.00 Cash & Cash Equivalents 9.46 Net Current Assets 2.76 Performance as on June 30th Growth Option Scheme Benchmark Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark (%)^ #(%) mark*(%) ` ^ Past performance may or may not be sustained in the future. managed by the fund manager.

16 Pramerica Midcap Opportunities Fund (An open-ended equity scheme) to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of mid cap companies. (BROWN) mid cap companies. However, there is no assurance B P Singh investment management & Ritesh Jain Ratio ` ` thereafter Minimum Purchase Amount ` ` thereafter Portfolio Ratings/Sector % of Net Assets EQUITY Pharmaceuticals Lupin Ltd. Pharmaceuticals Auto Ancillaries Transportation Transportation Cement 2.22 Pharmaceuticals Wipro Ltd. Auto Tech Mahindra Ltd. Construction Transportation Cement Power Transportation Plastic Products Trading Hotels Hindustan Construction Company Ltd. Cadila Healthcare Ltd. Pharmaceuticals Transportation Aurobindo Pharma Ltd. Pharmaceuticals Hindustan Petroleum Corporation Ltd. Petroleum Products Power Pharmaceuticals Transportation Pharmaceuticals Pharmaceuticals Apollo Tyres Ltd. Auto Ancillaries Auto DEBT Fixed Deposit 9.49 Cash & Cash Equivalents 4.47 Net Current Assets 0.71 Exit Load: April` the fund manager.

17 Performance of all the schemes Funds managed by Mr. Ritesh Jain June 30th, 2011 to June June 30th, 2012 to June June 30th, 2013 to June Since Inception 30th, th, th, 2014 CAGR Inv Value Absolute Inv Value Absolute Inv Value Absolute Inv Value Return of ` 10,000 of ` 10,000 of ` 10,000 of ` 10,000 Pramerica Liquid Fund Growth 9.11% 13, % 10, % 10, % 10, Pramerica Ultra Short Term Bond Fund Growth 9.18% 13, % 10, % 10, % 10, Pramerica Large Cap Equity Fund Growth # 3.95% 11, % 8, % 11, % 12, Pramerica Dynamic Asset Allocation Fund Growth # 4.07% 11, % 9, % 10, % 11, Pramerica Short Term Income Fund - Growth 9.36% 13, % 11, % 10, % 10, Pramerica Dynamic Monthly Income Fund - Growth # 7.58% 12, % 10, % 10, % 10, Pramerica Treasury Advantage Fund - Growth 8.96% 13, % 10, % 10, % 10, Funds managed by Mr. Brahmaprakash Singh Funds managed by Mr. Ritesh Jain Since Inception CAGR Return Since Inception (CAGR Return) Inv Value of ` 10,000 June 30th, 2011 to June 30th, 2012 Absolute Inv Value of ` 10,000 June 30th, 2011 to June 30th, 2012 (Absolute ) June 30th, 2012 to June 30th, 2013 Absolute Inv Value of ` 10,000 June 30th, 2012 to June 30th, 2013 (Absolute ) June 30th, 2013 to June 30th, 2014 Absolute June 30th, 2013 to June 30th, 2014 (Absolute ) Pramerica Credit Opportunities Fund - Growth 9.44% NA 9.69% 7.88% Pramerica Dynamic Bond Fund - Growth 6.62% NA 9.71% 2.22% Pramerica Short Term Floating Rate Fund - Growth 9.33% NA 8.89% 9.43% Inv Value of ` 10,000 Pramerica Large Cap Equity Fund Growth $ 3.95% 11, % 8, % 11, % 12, Pramerica Dynamic Asset Allocation Fund Growth $ 4.07% 11, % 9, % 10, % 11, Pramerica Dynamic Monthly Income Fund - Growth $ 7.58% 12, % 10, % 10, % 10, three years. Mutual Fund investments are subject to market risks, read all scheme related documents carefully

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