mygkluxj egkuxjikfydk] mygkluxj- efgyk o cky dy;k.k lferh bz fufonk lqpuk Ø-

Transkript

1 1 mygkluxj egkuxjikfydk] mygkluxj- efgyk o cky dy;k.k lferh bz fufonk lqpuk Ø- meik@eckdl@ mygkluxj kgjkrhy eqyhauk@efgykauk O;olk; dj.ksdjhrk dfjvj ekxzn kzu vk;ksftr dk;zøekdjhrk lkfgr; iqjobk dj.;kckcr- lu 2018&2019 &&& 000 &&& -d-l½ mygkluxj egkuxjikfydk

2 2 mygkluxj egkuxjikfydk] mygkluxj- efgyk o ckydy;k.k lferh bz fufonk lqpuk Ø lu 2018& 2019 mygkluxj egkuxjikfydk efgyk o ckydy;k.k lferh varxzr mygkluxj kgjkrhy eqyhauk@efgykauk O;olk; dj.ksdjhrk dfjvj ekxzn kzu vk;ksftr dk;zøekdjhrk lkfgr; iqjobk dj.;kdfjrk bpnqd vuqhkoh O;Drh@laLFkk@daiuh fdaok izksizk;vj QeZ] uksan.khd`r lgdkjh lalfkk ;kap;kdmwu ^^bz&vsamj** nksu fyqkqk i/nrhus tkfgj fufonk vfkok ;k osclkbzv o:u ekxfor vkgs- v - Ø - 1 dkekapsukao mygkluxj kgjkrhy eqyhauk@efgykauk O;olk; dj.ksdjhrk dfjvj ekxzn kzu dk;zøekdjhrk izi= 1 e/;s ueqn dsysyks lkfgr; iqjobk dj.ks fufonspk vankftr [kpzjdde (Total Cost of Tender) fufonk lqj{kk jdde (SD) 9]66]800@& fufonk fderhp;k 5 VDds fufonk QkeZQh QkeZQh(Tende r Form Fee) #- 1]000 $ 18% GST ¾ 1180 fufonk vuker jdde Please Note: All bid related activities (Process) like Tender Document Download, Bid Upload/Submission, and Online Transfer of Custody of Bid will be governed by the time schedule given under Key dates below: Schedule of Tender Sr. No. Activities Start Date & Time -- Expiry Date & Time 1 Online Tender Release :00 Hrs To :00 Hrs 2 Online Tender Document Download :01 Hrs To :00 Hrs 3 Online Bid Upload/Submission :01 Hrs To :00 Hrs 4 Online Technical Bid Closing :01 Hrs To :00 Hrs 5 Online Commercial Bid Closing :01 Hrs To :00 Hrs 6 Online transfer of custody of Bid :01 Hrs To :00 Hrs *7 Online Tender Opening(Technical) :01 Hrs To :00 Hrs *8 Online Tender Opening(Commercial) :01 Hrs To :00 Hrs Activities to be performed by the Department Activities to be performed by the Bidders 1½ fufonk egkikfydsp;k vfkok maharashtra.etenders.in ;k osclkbzv o#u foøh o flod`rh djrk ;srhy- 2½ fufonk iwoz csbd fnukad 05@11@2018 jksth nqikjh 03%00 oktrk mi vk;qdr ¼eckdl½ mygkluxj egkuxjikfydk ;kap;k nkyukr?ksryh tkbzy- 3½ vkysy;k,d vfkok loz fufonk dks.krsgh dkj.k u nsrk uk dkj.;kpk vf/kdkj vk;qdr] mygkluxj egkuxjikfydk]mygkluxj ;kauh jk[kwu Bsoysyk vkgs- jdde(emd) #- 10]000@& mi vk;qdr ¼eckdl½ mygkluxj egkuxjikfydk

3 3 mygkluxj egkuxjikfydk] mygkluxj- fufonsp;k loz lk/kkj.k vvh& krhz dkekps Lo:Ik % mygkluxj egkuxjikfydk efgyk o ckydy;k.k lferh varxzr mygkluxj kgjkrhy eqyhauk@efgykauk O;olk; dj.ksdjhrk dfjvj ekxzn kzu vk;ksftr dk;zøekdjhrk lkfgr; iqjobk dj.ks fufonsph O;kIrh %& osgki=d %&fufonk ÁfØ;s ckcrps crps osgki=d [kkyhyizek.ks vkgs- Sr. No. Activities Start Date & Time -- Expiry Date & Time 1 Online Tender Release :00 Hrs To :00 Hrs 2 Online Tender Document Download :01 Hrs To :00 Hrs 3 Online Bid Upload/Submission :01 Hrs To :00 Hrs 4 Online Technical Bid Closing :01 Hrs To :00 Hrs 5 Online Commercial Bid Closing :01 Hrs To :00 Hrs 6 Online transfer of custody of Bid :01 Hrs To :00 Hrs *7 Online Tender Opening(Technical) :01 Hrs To :00 Hrs *8 Online Tender Opening(Commercial) :01 Hrs To :00 Hrs Activities to be performed by the Department Activities to be performed by the Bidders To view Tender Notice, Detailed Time Schedule, Tender Document for this Tender & subsequently purchase the Tender Document & its supporting documents, kindly visit UMC child portal on e-tendering website of Government of Maharashtra: In order to purchase the Online Tender Document, the Contractors participating first time for e-tenders on GoM e- Tendering Portal will have to complete the Online Registration Process for the e-tendering portal. A link for enrollment of new bidders has been provided on All bidders interested in participating in the online e-tendering process are required to obtain Class II or Class III Digital Certificate. The tender should be prepared & submitted online using individual s digital signature certificate. Bidders Tool Kit Section (detailed Help documents, designed for bidders) has been provided on e-tendering website in order to guide them through different steps involved during e-tendering such as online procedure for tender document purchase, bid preparation, bid submission. INSTRUCTIONS TO BIDDERS GENERAL INSTRUCTIONS: The bidders are requested to familiarize themselves with the use of the e-tendering portal of Government of Maharashtra well in advance mi vk;qdr ¼eckdl½

4 4 To view- Tender Notice, Detailed Time Schedule, Tender Document for this Tender and subsequently purchase the Tender Document and its supporting documents, kindly visit following e-tendering website of Government of Maharashtra: The Contractors participating first time for e-tenders on GoM e-tendering portal will have to complete the Online Registration Process for the e-tendering portal. A link for enrollment of new bidders has been provided on All bidders interested in participating in the online e-tendering process are required to procure Class II or Class III Digital e-token having 2 certificates inside it, one for Signing/Verification purpose and another for Encryption/Decryption purpose. The tender should be prepared & submitted online using individual s Digital e-token. An important Training Workshop on e-tendering procedure will be held on _ at 02:00 Hrs. at UMC e-tendering Tool Kit for Bidders (detailed Help documents, designed for bidders) has been provided on e-tendering website in order to guide them through different stages involved during e-tendering such as online procedure for Tender Document Purchase, Bid Preparation, Bid Submission. Bidders will have to pay cost of Tender Document through online modes of payment such as Net Banking, Debit Card and Credit Card during Tender Document Download stage. This payment will not be accepted by the department through any offline modes such as Cash, Cheque or Demand Draft. Similarly, Bidders will have to pay Earnest Money Deposit through online modes of payment such as Net Banking, Debit Card, Credit Card and NEFT/RTGS during Bid Preparation stage. This payment will not be accepted by the department through any offline modes such as Cash, Cheque or Demand Draft. The interested contractors / bidders will have to make online payment (using credit card/debit card/net banking) of Rs. 1054/- (inclusive of all taxes) per bid per tender to online service provider of e-tendering system (Sify NexTenders) at the time of entering Online Bid Submission stage of the tender schedule. If any assistance is required regarding e-tendering (registration / upload / download) please contact GoM e-tendering Help Desk on number: (Pune Helpline), support.gom@nextenders.com For a bidder, online bidding process consists of following 3 stages: 1. Online Tender Document Purchase and Download 2. Online Bid Preparation 3. Online Bid Submission

5 5 All of 3 stages are mandatory in order for bidders to successfully complete Online Bidding Process. TENDER DOCUMENT PURCHASE AND DOWNLOAD: The tender document is uploaded / released on Government of Maharashtra, (GOM) e-tendering website Tender document and supporting documents may be purchased and downloaded from following link of on e- Tendering website of Government of Maharashtra, by making payment through Online Payment Modes i.e. Net Banking, Debit Card and Credit Card. If for any reason a bidder fails to make this payment through online modes, system won't allow the bidder proceed further for next stage resulting in his/her elimination from Online Bidding Process. This payment will not be accepted by the department through any offline modes such as Cash, Cheque or Demand Draft. Subsequently, bid has to be prepared and submitted online ONLY as per the schedule. The Tender form will be available online only. Tender forms will not be sold / issued manually from UMC office The bidders are required to download the tender document within the pre-scribed date & time mentioned in online tender schedule. After expiry of the date and time for tender document download, Department / Corporation will not be responsible for any such failure on account of bidders for not downloading the document within the schedule even though they have paid the cost of the tender to the Department / Corporation. In such case the cost of the tender paid by the bidders will not be refunded. PREPARATION & SUBMISSION OF BIDS Both the Bids (Technical as well as Commercial) shall have to be prepared and subsequently submitted online only. Bids not submitted online will not be entertained. Online Bid Preparation EARNEST MONEY DEPOSIT (EMD) Bidders are required to pay Earnest Money Deposit (if applicable) through Online Payment modes i.e. Net Banking, Debit Card, Credit Card and NEFT/RTGS during Bid Preparation Stage. This payment will not be accepted by the department through any offline modes such as Cash, Cheque or Demand Draft.

6 6 If for any reason a bidder fails to make this payment through online modes, system won't allow the bidder to complete Bid Preparation stage resulting in his/her elimination from Online Bidding Process. In case EMD is mandatory to all the bidders for a tender, offers made without EMD shall be rejected. In Bid Preparation stage, bidders get access to Online Technical and Commercial Envelopes where they require uploading documents related to technical eligibility criteria and quote commercial offer for the work / item in respective online envelopes. TECHNICAL BID Following documents should be uploaded in Online Technical Envelope (T1) in PDF format, if required can be zipped as well and then uploaded. These documents need to be digitally signed by individual contractor s digital signature and uploaded during Online Bid Preparation stage. COMMERCIAL BID All commercial offers must be prepared online (An online form will be provided for this purpose in Online Commercial Envelope (C1), during Online Bid Preparation stage). Any bidder should not quote his offer any where directly or indirectly in Technical Envelope (T1), failing which the Commercial Envelope (C1) shall not be opened and his tender shall stand rejected. Note: During Online Bid Preparation stage, bidders are allowed to make any changes or modifications in the bid data uploaded by them in Technical (T1) as well as Commercial (C1) envelope. Towards the end of Bid Preparation, once verification of EMD payment is successful, bidder completes the Bid Preparation stage by generating the Hash Values for T1 and C1. Post this, system won t allow him/her to make any further changes or modifications in the bid data. Online Bid Submission In this stage, bidders who have successfully completed their Bid Preparation stage are required to transfer the data, already uploaded by them during Bid Preparation stage, from their custody to department s custody. Note: During this stage, bidders won t have any capability to make any kind of changes or editing into technical as well as commercial data. INSTRUCTION TO BIDDERS FOR ONLINE BID PREPARATION & SUBMISSION Bidders are required to pay Earnest Money Deposit (if applicable to them) through Online Payment modes i.e. Net Banking, Debit Card, Credit Card and NEFT/RTGS during Bid Preparation Stage. If for any reason a bidder fails to make this payment through online modes, system won't allow the bidder to complete Bid Preparation stage resulting in his/her elimination from Online Bidding Process.

7 7 Hence, it is strongly recommended to bidders to initiate this payment well in advance prior to expiry of Bid Preparation stage in order to avoid elimination from Online Bidding Process on grounds of failure to make this payment. During the activity of Bid Preparation, bidders are required to upload all the documents of the technical bid by scanning the documents and uploading those in the PDF format. This apart, bidders will have to quote commercial offer for the work / item, for which bids are invited, in an online form made available to them in Commercial Envelope. This activity of Bid Preparation should be completed within the pre-scribed schedule given for bid preparation. After Bid Preparation, the bidders are required to complete Bid Submission activity within pre-scribed schedule without which the tender will not be submitted. Interested contractors / bidders will have to make online payment (using credit card/debit card/net banking/cash Card) of Rs. 1038/- (inclusive of all taxes) per bid per tender to online service provider of e-tendering system (Sify NexTenders) at the time of commencing Online Bid Submission stage of the tender schedule. Non-payment of processing fees will result in non submission of the tender and Department will not be responsible if the tenderer is not able to submit their offer due to non- payment of processing fees to the e-tendering agency. Detailed list of different modes of online payment to e-tendering service provider (E-Payment Options) has been provided under E-Tendering Toolkit for Bidders section of The date and time for online preparation followed by submission of envelopes shall strictly apply in all cases. The tenderers should ensure that their tender is prepared online before the expiry of the scheduled date and time and then submitted online before the expiry of the scheduled date and time. No delay on account of any cause will be entertained. Offers not submitted online will not be entertained. If for any reason, any interested bidder fails to complete any of online stages during the complete tender cycle, department shall not be responsible for that and any grievance regarding that shall not be entertained. Any amendment to the tender will be placed on sub portal of the Department, who have invited the bids, on e-tendering portal of the Govt. of Maharashtra. The tenderer will not be communicated separately regarding the amendment. OPENING OF BIDS: The bids that are submitted online successfully shall be opened online as per date and time given in detailed tender schedule (if possible), through e-tendering procedure only in the presence of bidders (if possible). Bids shall be opened either in the presence of bidders or it s duly authorised representatives. The bidder representatives who are present shall sign a register evidencing their attendance. Only one representative per applicant shall be permitted to be present at the time of opening the tender. TECHNICAL ENVELOPE (T1):

8 8 First of all, Technical Envelope of the tenderer will be opened online through e-tendering procedure to verify its contents as per requirements. At the time of opening of technical bid the tenderer should bring all the original documents that have been uploaded in the Online Technical Envelope (T1) so that same can be verified at the time of opening of technical bid. If the tenderer fails to produce the original documents at the time of opening of technical bid then the decision of the committee taken on the basis of document uploaded will be final and binding on the tenderer. If the various documents contained in this envelope do not meet the requirements, a note will be recorded accordingly by the tender opening authority and the said tenderer s Commercial Envelope will not be considered for further action but the same will be recorded. Decision of the tender opening authority shall be final in this regard. The right to accept or reject any or all tenders in part or whole without assigning any reason thereof is reserved with Tender Opening Authority and his decision(s) on the matter will be final and binding to all. The commercial bids shall not be opened till the completion of evaluation of technical bids. The commercial Bids of only technically qualified Bidders as mentioned above will be opened. COMMERCIAL ENVELOPE (C1): This envelope shall be opened online as per the date and time given in detailed tender schedule (if possible), through e-tendering procedure only, fvi % fufonk/kkjdkus vkiyh fufonk nksu fyqkqk i/nrhus bz&vsamj}kjs lknj djko;kph vkgs- T-1 : Tender should be up loaded with following documents in online Technical Envelop(T-1) in P DF Format: 1) The copy of shop & Establistration Registration Cortificate issued by Govrnment. 2) Copy of either work experience certificate of work order along with tender copy of supplying This type of material or similar type of material. 3) Tender Holder must sumbmit the copy of GST registration certificate along with tender in absence of registration certificate, tender will be treated as invalid. 4) Attested copy of pan card. 5) The Tender Holder is bound to submit Self-Guarantee letter of not being black listed for last five years from any of Institution which is regulated by Central Govt or State Govt. NOTE : In absence of any above Document in Envelope No. 1 the tender will be treated as Invalid and Envelop No. 2 will not be opened. Commercial Envelop(C1) : The Quoted Rate Of material must be filled Schedule B and uploaded in Commercial in Envelope(C1)

9 9 fufonsrhy brj vvh krhz 1½ fufonkdkj mygkluxj egkuxjikfydspk Fkdckdhnkj ulkok- 2½ la;fqdrdi.ks ¼Joint venture½ lknj dsysyh fufonk flodkj.;kr ;s.kkj ukgh- 3½ bpnqd fufonk/kkjdkuh QWkeZ ph fdear #- 1]000 $ 18% GST ¼uk ijrkok½ vk;qdr] mygkluxj egkuxjikfydk] mygkluxj ;kaps ukos (Cash/Demand Draft/Pay Order) Axis Bank, Account No ;sfks Hkj.kk djkos o eqg ikorh LdWu d#u viyksm djkoh- eqg ikorh viyksm u dsy;kl fyqkqk Ø- 2 m?km.ksl vik= Bjfo.;kr ;sbzy- 4½ fufonk /kkjdkus viyksm dsysys loz eqg dkxni=s fufonk m?kmrs osgh lknj djko;kph vkgsr-lnj eqg dkxni=s lknj u dsy;kl fufonk lferhpk fu.kz; varhe jkghy- 5½ T;k fufonkdkjkaph blkjk jdde fofgr osgsr o eqnrhr izkir >kyh vlsy R;kp fufonkdkjkaph fufonk m?km.;kr ;sbzy- 6½ [kkyhy dkxni=sgh fufonk djkjkpk Hkkx let.ksr ;srhyv½ fufonklwpuk] fufonkizi= (Tender Form) fufonkiwoz csbdhps bfro`rrc½ nsdkjkpk uequk %&fufonk Hkkx&v 7½ U;qure fufonk/kkjdkl 7 fnolkr,dq.k knsdkjkp;k 5 VDds lqj{kk vuker jdde FDR P;k Lo:ikr Hkjkoh ykxsy rlsp vko ;d djkjukekgh djkok ykxsy- 8½ iqjobknkj egkuxjikfydspk Fkdckdhnkj ulkok- v kh Fkdhr vlysps fun kzukl vky;kl lnjph Fkdhr jdde HkjY;kf kok; dk;kzns k ns.;kr ;s.kkj ukgh- 9½ T;k fufonk/kkjdkapk nj eatqj dj.;kr ;sbzy-v kk fufonk/kkjdkl dk;kzy;k kh laidz lk/kwu iqjobk dj.;kr ;s.kk&;k olrwckcr LVWEi isijoj djkjukek djkok ykxsy- 10½ iqjobknkjkl iqjob;kps vkns k fegky;kuarj nksu efgu;kr 60 fnolkar iqjobk dj.ks ca/kudkjd jkfgy- 11½ iqjobk eqnrhr dk;kzns kkuqlkj u dsy;kl namkred dkjokbz Eg.kwu ns;dkrhy izfr fnol :- 500 deh d:u nam Eg.kwu Hkjkok ykxsy- 12½ lkfgr;kpk iqjobk Bsdsnkjkus ueqn fbdk.kh Lo[kpkZus iksp djkos ykxsy- 13½ l krz fufonk ukdkjy;k tkrhy- rlsp lknj dsysyk nsdkj fufonk m?kmy;kp;k rkj[ksiklwu 120 fnolos/k jkghy- 14½ lsokdj o vk;dj vf/kfu;ekuo;s vuqks; vlysy;k djkph jdde Lora=i.ks ns.;kph Tkckcnkjh Bsdsnkjkph jkghy- 15½ fufonsr ueqn dsysy;k dkxni=kaph iwrzrk u dsy;kl nsdkjkpk fopkj dsyk tk.kkj ukgh- 16½ kgkfu kk d:u R;koj fu.kz;?ks.;kps vf/kdkj ek- vk;qdr fdaok R;kauh izkf/kd`r dsysy;k vf/kdkú;kl jkgrhy 17½ dks.krsgh dkj.k u nsrk,d vfkok loz fufonk ukdkj.;kpk vf/kdkj vk;qdr] mygkluxj egkuxjikfydk] mygkluxj ;kauh jk[kwu Bsoysyk vkgs- 18½ fufonk/kkjdkus os/k dkyko/khiqohz fufonk izfø;srwu ek?kkj?ksry;kl fufonslkscr lknj dsysyh fufonk blkjk jdde tir dj.;kr ;sbzy-

10 10 19½ iqjobk dj.;kr vkysys lkfgr; gs ;ksx; vly;kckcrph rikl.kh lacaf/kr fohkkx ¼eckdl½ ;kapsdmwu dsyh tkbzy- 20½ lnj lkfgr; gs U;qure fufonkdkjkus euik fdaok lacaf/kr fbdk.kh Lo[kpkZus ikspfo.;kr ;kos- ;kckcr dqbykgh vfrfjdr [kpz ns.;kr ;s.kkj ukgh- lnj dk;zøekaps QksVks o lhmh br;knh [kpz Bsdsnkjkaus djko;kpk vkgs- lnj QksVks o lhmh ns;dk lkscr lknj djkos- rn~urajp lacaf/kr ns;d vnk dj.;kr ;sbzy- 21½ lnj lkfgr;kaph la[;k deh fdaok tklr vlw kdrs- R;kpk vf/kdkj mi vk;qdr ¼eckdl½ ;kauk jkghy- 22½ fufonkdkjkl O;kikjh nji=dke/;s ueqn dsy;kizek.ks lkfgr; miyc/k d#u ns.ks ca/kudkjd jkghy- 23½ ek- mi&vk;qdr ¼eckdl½ ;kauh ekx.kh dsy;kl iqjobknkjkl lkfgr;kp;k [kjsnhp;k eqg pyu ¼mRikndk dmwu [kjsnh dsysy;k lkfgr;kp;k eqg pyukp;k izrh egkikfydsl lknj dj.ks ca/kudkjd jkghy-½ vkf.k mijksdr lkfgr;kps mriknd vfkok vf/kd`r,tav ;kap;k ekqzr egkikfydsl FksV iqjobk >ky;kl R;kP;kgh eqg pyukp;k izrh lknj dj.ks iqjobknkjkl ca/kudkjd jkfgy- lqpuk % vfkok maharashtra.etenders.in e/;s e- tendering tool kit for bidder e/;s bz VsaMjhax lohzl ns.kkú;kyk vkwu ykbzu isesavph lfolrj ekfgrh ns.;kr vkyh vkgs- ¼fVi fvi%& bz&vsamjp;k dk;zokgh lanhkkzr fmthvy Lok{kjh dfjrk o brj ekfgrh dfjrk mygkluxj egkuxjikfydsp;k ukxjh lqfo/kk dsanz bz&vsamj fohkkxke/;s laidz lk/kkok-½ mygkluxj egkuxjikfydk

11 s s 11 mygkluxj egkuxjikfydk efgyk o ckydy;k.k fohkkx O;kikjh nji=d lu 2018&1 &19 nji=d¼schedule B ½ v- ua- rif'ky [kjsnh djko;kps ux mygkluxj kgjkrhy eqyhauk@efgykauk O;olk; dj.ksdjhrk dfjvj ekxzn kzu vk;ksftr dk;zøekdjhrk lkfgr; iqjobk dj.ks 1½ xzafk izn kzukps@laesyukps mn~/kkvu 2½ O;k[;kus 1½ cwfdax jsyos cn~ny laiw.kz ekxzn kzu 2½ B.ED, D.ED, TET, CET ifj{kkaps ra= ea= 3½ MPSC cn~ny ekxzn kzu 4½ UPSC cn~ny ekxzn kzu 5½ Li/kkZ ifj{kk fu;kstu o O;oLFkkiu 1 iqlrds okpuky;kdfjrk 1 1½ B.ED, D.ED, TET, CET ifj{kkaps ra= ea= 2½ MPSC cn~ny ekxzn kzu 3½ UPSC cn~ny ekxzn kzu 2 iqlrds eku;ojkadjhrk 1 3 iwiysv@gkwmfcy 1 Bsdsnkjkus ueqn dsysys nj v{kjh nj vadh nj 4 cwulz 1 sqr fit 5 LVkWy (10 x 8 = 18) nksu fnol 1 6 [kqphz ¼2 fnolkadjhrk½ ¼HkkM;kus½ 1 7 cwpsl ¼2 fnolkadjhrk½ ¼HkkM;kus½ 1 8 lueku fpug 1 9 izek.ki= 1 10 kkwy vkf.k JhQG 1

12 11 Tkso.k 100 t.k ¼2 fnolk½ Pkgk o uklrk ¼lWUMfop] fcldhv o xqykctke½ izfr nksu fnol 13 Tkfgjkr orzeku i=ke/;s iwiysv Vkd.ks 1 14 Tkfgjkr dscy 1 15 OghMksvks kqvhax 1 16 dk;zøekaps mn~?kkvu 1 17 fi.;kps ik.kh ¼fclysjh NksVs Xykl½ ¼2fnol½ 1 18 lkåam fllve 2 19 Ikkgw.;kpk lrdkj cqds 1 20 os;fdrd lueku 1 21 izlrkfodk o dk;zøe if=dk Qksj dyj NikbZ dj.ks 1 22 fuea=.k if=dk 1 23 Lknu O;Drh ¼eku/ku½ izfr fnu 4 ¼2 fnolkadjhrk½ izfr,d fufonk vvh& 'krhz vkegh okpy;k vlwu R;k eku; vkgsr- eh@vkegh ojhy lknj dsysy;k fufonk nj fufonsrhy vvh o krhz rlsp laiq.kz ekfgrh?ksåu lknj dsys vkgsr fvi % T;k fufonkdkjkph,dw.k ewg jdde deh vlsyy;kp fufonkdkjkl fufonk nsrk ;sbzy- fufonk/kkjdkps uko %& lgh %& f kddk %& mygkluxj egkuxjikfydk

13 13