Newsletter Q Still summer in October? Cannes Festivals : Antibes/Juan Les Pins: Indian summer

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1 Newsletter Q Still summer in October? Cannes Festivals : Antibes/Juan Les Pins: Indian summer October and November are popular months for tourists on the French Riviera. Autumn has always been a good sales period, and with such nice weather in October this autumn will be a good one. Prices are going up especially since there are not a lot of good properties. Cannes and Antibes/Juan Les Pins are still everyone s favorites. The buyers on the holiday market today are mostly Scandinavians, French and Italian. The English are still not back on the French Riviera. Good news is that there are coming up more new developments in good locations, you will find information about the new ones in this newsletter. CARLTON CANNES 58 LA CROISETTE Front Desk: Fax:

2 Thalberg Real Estate er et registrert fransk meglerfirma med en fransk megler lisens (N 11179) og profesjonel forsikring og bankgaranti. Thalberg Real Estate er din spesialist for å investere i nybygg på den franske riviera til utbygger priser. Uavhengig av enhver utbygger for å gi deg det beste utvalget. Brukte boliger finnes via lokale byràer i området du er interessert i. Selskapet eies og drives av Jane Thalberg. Mitt mål er å tilfredsstille mine kunder, ikke å pushe visse eiendommer. Jeg har jobbet på den franske riviera siden 2004 og jeg kjenner de ulike områdene svært godt. Jeg har et stort nettverk med lokale byràer for gjensalgs markedet og jeg har samarbeids avtaler med alle de store franske utbyggerne. Jeg kan vise dere alle nybygg og renovasjons prosjekter I önsket omràdet nàr dere kommer ned, samt legge opp til visninger av brukte boliger. Men kun hvis dere ikke allerede har planlagt visninger med en annen megler, da vi meglere her nede har tilgang til de samme eiendommene direkte eller indirekte. Hvis dere finner et interesant objekt hos en annen megler, kan dere sende meg referanse detaljene, sà skal jeg skaffe mer informasjon om det objektet. Viktig er ogsà at jeg ikke tar noe ekstra honorar, slik mange av de norske aktörene gjör. NB: Mye av det som ligger ute pà nett er allerede solgt, meglerkontorene oppdaterer sjeldent og velger à la objekter ligge som referanser, slik at det virker som det er mye mer til salgs enn det som virkelig er tilfellet. Nàr det gjelder rivieran generelt er det for fà objekter I forhold til etterspörsel. Generelt er det ogsà dàrlig/lite informasjon om de brukte objektene, dette pga at meglerne ikke har eksklusive oppdrag. Utfyldig informasjon fàes dermed ikke för visning. Viktig at vi mötes sà rakst som mulig nàr dere kommer ned, slik at vi fàr utnyttet tiden maksimalt og tid til à booke visninger (pà brukte eiendommer trenger man ekstra tid da det ikke alltid er lett à fà avtale med eiere pà kort varsel). Fint om jeg fàr en beskrive av deres krav til eiendom, beliggenhet, fasiliteter, budsjett osv. MEN som regel ender kunder à kjöpe noe helt annet enn hva de hadde forestilt seg. Före visninger er det viktig à ta et möte der vi snakker om de ulike prosjektene som er til salgs, hva man fàr for pengene her, beliggenheter, utleie potensialet i det ulike omràdetene, fasiliteter slik at vi sammen kan finne frem til hva som er interesant for dere. Det er mange fine omràder langs hele rivieran, Antibes/Juan Les Pins Cannes omràdet er spesielt populaert. Det er viktig at dere före visninger har reist rundt i de forskjellige omràdene og funnet ut hvor dere liker dere best og hvor dere kan tenke dere à kjöpe.

3 Resale apartments currently for sale directly through Thalberg Real Estate (all from Norwegian owners) 2 bedroom apartment in Villeneuve Loubet with sea view in the famous marina Baie des Anges, 77m² + 25m² terrace, garage and cellar: euro 3 bedroom apartment of 87m² in Cannes with swimming pool and large terrace. Walking distance to Cannes center. 2 garages and cellar: euro

4 One bedroom apartment of 30m² in Antibes with terrace. Walking distance to the old town. Underground parking: euro Villa of 280m² in Antibes with swimming pool and several terraces. Great views of Antibes and the sea. Danish architect. Walking distance to the center: euro

5 NEW BUILD Antibes! Do you like Antibes? This is a very good location by the Port. One bedroom apartments from euro Two bedroom apartments from euro Three bedroom apartments from euro Including underground parking space.

6 NEW BUILD Cannes! Looking for a good rental investment? Or just love Cannes and want to be where it all happens! This new development is located in the center of Cannes, only a few minutes walk to the rue d Antibes and the Croisette! Studio from euro One bedroom apartments from euro Two bedroom apartments from euro Including underground parking space. Delivery 1. Semester 2012

7 NEW BUILD IN JUAN LES PINS! One bedroom from euro, two bedrooms from euro. Only a few minutes walk to the center and the beach. South facing terraces! Only 26 apartments.

8 IN THE CENTER OF JUAN LES PINS BUT IN A QUIET AREA 100m FROM THE BEACH! ONLY A FEW APARTMENTS LEFT! Two bedroom apartments from euro.

9 1. The buying process: BUYING NEW: Step 1: Reservation Contract - "Contrat de Reservation" A contract where the buyer reserves a property to be purchased off plan. This "contrat de réservation" is the legal equivalent of a "compromis de vente" used in resale. After signing this Reservation Contract the buyer will pay 5% as a down deposit, as compared to 10% on resale. The buyer has a 7 days cooling off period after receiving the signed contract by registered letter. Step 2: Legalized deed of conveyance - "Acte de Vente" 2 to 3 months after signing the Reservation Contract, the buyer has to sign the "Acte de Vente", document signed by the buyer in the public notary's office to make the realestate sale official and legally binding. In France, it is mandatory that the sale of real property be signed in the presence of a public notary; the only public official empowered to witness this type of agreement. The buyer will get a payment plan from the constructor that starts with the 5% on reservation and then there are stages of payment as the construction emerges. The final payment is on the day of delivery. The off plan payment schedule: 5% On reservation 25% Deed completion 5% Completion of the foundations 10% Completion of the floor at ground level 15% Completion of the 2nd level floor 10% Upon roofing in 15% Completion of partition walls 10% Completion of building work in the apartment 5% Delivery of keys The total building period is usually about 18 months, depending of course on the size of the development.

10 2. Advantages No agency fee, as compared to 6% on resale. The agencies get paid by the constructer. Since the property is not older than 5 years the notary fee does not exceed 3% of the purchase price, compared to 7-8% on resale. The first 2 years after the date of completion you do not pay any property tax, "taxes foncières". By entering into a project on an early stage, you get to reserve an apartment or villa suited to your needs (view, orientation, floor etc). The possibility to personalise the interior; choose tiles, carpet or parquet, bathroom furniture and the opportunity to alter the floor plan. Profit from modern and strict construction rules, high quality standards, and thermal and phonic insulation. Reduced Notary fees (from 7-8% to 2-3%) Guarantee of completion Guarantee of construction (10 years) Guarantee of fittings (2 years) 5% deposit A payment schedule depending on stage of completion Increased market value up to the time of completion with minimum cost On top of this the majority of new constructions are built in sought after areas where the market value increases with 10% - 15% per year. If you want to resell your new apartment you can do so within the first 5 years to a new buyer offering him or her a reduced Notary fee, this ends after the first 5 years or with the second owner. After this the Notary fee will be the same as resell properties ( 7-8%). 3. Warranties Total completion warranty for one year, this warranty covers all of the items and any conditions appearing in the statement that was drawn upon taking ownership. The companies involved in the construction have to do any work necessary to repair a defect. Biannual warranty for two years, this warranty covers all building flaws related to equipment that can be dismantled, such as plumbing equipment, radiators, shutters, and doors. Ten years warranty, this warranty covers all flaws which affect the structure of the buildings, such as walls, roofing, and water resistance, or which make them unsuitable for their specific purpose.

11 The Tunisian Riviera New investment opportunity! Thalberg Real Estate is now selling the first residential 5 star off plan development in Port El Kantaoui Tunisia! Rental return guarantee at 6%, and professionals estimate as high as 20%! 5 star luxury development The Dunes Golf and Spa resort with prices from euro for a studio, and from euro for a one bedroom. Estimated delivery March 2011! So let me know when you will be arriving and I will make arrangements for viewing!

12 Thalberg Real Estate Port Azur Ilot 8 25 rue Louis Chabrier Golfe Juan Tél. : Jane Thalberg Manager jane@thalbergrealestate.no Site Web : Property investment Thalberg Real Estate is your specialist for investing in new constructions on the French Riviera, at constructor prices. Now also Tunisia. Resale is done through local agencies in the area that you are interested in. Thalberg Real Estate is a registered French Real Estate agency with a French Real Estate License (N 11179) and professional indemnity insurance and bank guarantee. Languages: English, French and Norwegian. So please send me an with a description of your search! No extra cost for my assistance! Hope to see you soon! Financing? Many foreign clients choose to apply for a mortgage in France. It is advantageous to have your French home mortgage in France when all the property expenses and rental income will be in Euros and in France. You can chose between a normal repayment mortgage or an interest only mortgage, in any case the interest rates offered to foreigners in France are quite low compared to the European average. As a non-resident you can get up to 80% mortgage of the purchase price. After sale and rental services? Need help with organizing your property? Practical issues? Rent out your property? Or do you want to rent yourself? Please let me know and I will put you in contact with the right people depending on what area you need the service in. Want to sell your property? Thalberg Real Estate can help you sell your property through a well established network of local real estate agencies, free value estimation for sale purpose. Your property will also be put out in Norway on French lessons? Want to learn French? What about some private lessons? Private lessons at my office in Golfe Juan (between Cannes and Juan Les Pins) 25 euro per hour (45min) or at your place 30 euro per hour (45min), pluss 1 euro per km from and back to Golfe Juan. The French Riviera! Please contact Jane Thalberg for your first lesson! For beginners level 1 and 2. Following the books Par ici 1 and 2. Jane Thalberg has been a French Teacher in Norway for AOF. Want to receive newsletter every quarter? If you did not receive this newsletter directly and you want to make sure you receive the next issue? Just let me know by jane@thalbergrealestate.no Page 2