D GJENSIDIGE. .. Bnr 0013 Professor Dahls Gate l Oslo. Forsikringsoversikt Forsikring for boligsammenslutning. Fornyelse

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1 D GJENSIDIGE Org.nr. NO Prfessr Dahls Gate l ANS c / Per W. Jhnsen Eiendmsfrv Kirkeveien Osl Frnyelse Frsikringsnummer Gjelder fra Hvedfrfall Betalingsterminer Utstedt Side / av 25 Frsikringsversikt Frsikring fr bligsammenslutning Sikkerhetsfrskrifter - hva sikrede selv må sørge fr, se side 6 Innhldsfrtegnelse fr sikkerhetsfrskrifter g vilkår, se side 5 Det er avtalt frsikring på følgende Bygning Prfessr dahls gate l g Bgstadveien 2 Gnr Bnr 0013 Prfessr Dahls Gate l Osl Sumpremje Tennintillegg Frsikringens samlede pris Arspremie (kr), Selskapet vil på frespørsel gi frsikringstakeren frskrifter sm det er henvist til i vilkårene. Det er avtalt t betalingstenniner fr frsikringen. Tennintillegget er 3 %. Din Rådgiver er Kjell Kristiansen - direkte telefn Dønnum & Kristiansen Assuranceagentur Skvveien Osl Telefn Telefax

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3 D GJENSIDIGE Frsikringsnummer Utstedt Side av25 Frtsetter fra frrige side Frsikringssum Egenandel Vilkår side Egenandel kr med tillegg av 20 % av det verskytende per tvist. - Styreansvar - Lvbestemt yrkesskade-/sykdm fr tilfeldige, ikke fast ansatte arbeidstakere Iflg. lven Sikkerhetsfrskrifter - hva sikrede selv må sørge fr Identifikasjn Sikring mt tyveri Autmatisk brannalarmanlegg - Bligsammenslutning g Laglklubb Sikring mt brann, tyveri, vann- g andre skader I tillegg gjelder Generelle vilkår fr frsikringsavtalen Bygning g eiendeler 9 12 Premie (kr) Årspremie Herav naturskadepremie kr Det er gitt kr i rabatt fr følgende sikkerhetstiltak: - FG-gdkjent autmatisk brannalarmanlegg sm dekker fellesarealer i bygningen, bygning l Ansvarsbegrensninger - hva sikrede må melde fra m ved risikendring - Ombygging eller utvidelse sm medfører økning av bygningens verdi. - Bruksendring, dvs at bygningen benyttes til annet frmål enn avtalt. - Endring av frhld m skadefrebyggende tiltak/utstyr sm det er gitt rabatt fr. - Fraflytting. I fraflyttet bygning er skade på innhld ikke dekket. Bygningsfrsikring er begrenset til naturskade,brann, direkte lynnedslag g eksplsjnlirnplsjn. Se frøvrig dekningsvilkår.

4 Denne frsikringsavtalen består av Frsikringsbeviset Frsikringsvilkårene Sikkerhetsfrskrifter g reguleres av Frsikringsavtalelven av g det øvrige lvverket. Sjekk at alt stemmer Frsikringsbeviset er en bekreftelse på avtalen sm er inngått. Derfr er det viktig at du kntrllerer innhldet. Er ne uklart, uteglemt, eller feil, må du melde fra til ss så frt sm mulig. Overhlder du sikkerhetsfrskriftene? Vær ppmerksm på at frsikringsbeviset kan henvise til sikkerhetsfrskrifter sm sier hva du selv er frpliktet til å gjøre fr å unngå eller begrense skader. Dersm disse ikke verhldes, kan erstatningen bli redusert eller falle brt. kan kun hentes ut i frbindelse med registrering av skade. Registrerte skader slettes etter 10 år. Sm frsikringstaker har du rett til innsyn i registere t. Ønsker du innsyn, må du sende skriftlig melding m dette til ditt frsikringsselskap. Innsamling g behandling av persnpplysninger i Gjensidige Frsikring BA Innsamling av persnpplysninger skjer i frbindelse med inngåelse av frsikringsavtaler, slik at vi kan beregne riktig pris g gi krrekt ppgjør ved skader. Gjensidige Frsikring BA er ansvarlig fr at innsamling g behandling av den registrerte infrmasjnen gjøres i samsvar med regelverket m taushetsplikt g persnvern. Våre samarbeidspartnere har tilsvarende taushetsplikt g strenge retningslinjer fr behandling av persnpplysninger. Du kan gså kreve innsyn g retting av de registrerte pplysninger Du kan på ethvert tidspunkt reservere deg fr markedsføring fra ss hvr dine kundepplysninger benyttes. Husk å melde fra m endringer Prisen på frsikringen er beregnet ut fra pplysningene du har gitt ss. Pass derfr på å melde fra m end ri nger sm kan ha betydning fr frsikringsavtalen Hvis det har skjedd endringer vi ikke er gjrt kjent med g det skjer en skade, kan erstatningen bli redusert eller falle brt. Vær rask med å melde skade Ved skade må du snarest mulig melde fra til Gjensidige Frsikring BA. Er ikke kravet meldt innen ett år etter at du fikk kunnskap m de frhld sm begrunner det, kan erstatningen falle brt. Et sentralt skaderegister Alle skader sm meldes et frsikringsselskap registre res i Frsikringsselskapenes sentrale skaderegister (FOSS) Når et frsikringsselskap melder en skade til registeret, får selskapet autmatisk versikt ver alle skader sm tid ligere er meldt på samme kunde, inkludert skader i andre frsikringsselskap. Infrmasjnen er ikke tilgjengelig fr andre enn frsikringsselskapene g Du kan klage på frsikringen Dersm du mener Gjensidige Frsikring BA har gjrt feil i saker sm gjelder frsikringsavtalen eller erstatningsppgjør, kan du kntakte: Gjensidige Frsikri ng BA Reklamasjnskntret Pstbks 276, 1326 LYSAKER e-pst: reklamasjnskntret@gjensidige.n Frsikringsklagekntret Pstbks 53 Skøyen, 0212 OSLO e-pst: firmapst@frsikringsklagekntret.n Det er gratis å henvende seg til disse klageins tansene. Ønsker du skadefrebyggende utstyr? Vår egen sikkerhetsbutikk selger skadefrebyggende utstyr til gunstige priser. Dette finner du på Ønsket utstyr bestiller du enkelt på telefn eller Internett.

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